Some companies want to make sure that when an employee receives a present, it is something they can really use or https://setiweb.ssl.berkeley.edu want. However, this hassle does not arise with prepaid credit cards. As a straight cash card, it can be used anywhere and just as safe as a credit card. Avoid Using Gift Cards As An Excuse To Overspend. Popular superstores such as Wal-Mart, Target, iTunes and Amazon all offer this type of card, as do thousands of other retailers.

Some of these gift cards are re-loadable and some are not. Choices include merchandise, restaurant gift certificates, retail gift certificates, travel rewards, and with the Chase Cash Plus Rewards Visa up to 5% cashback on purchases. Finally, thieves love gift cards.

Every year when this 10% off sale comes around I buy $300 worth of Target gift cards and pay with whatever credit card that has 5% off at Target for Oct Nov Dec. Unlike traditional bank-issued debit cards, these cards are not tied to a particular checking account.

That's why I recommend using this product as a gift for a child or teen who does not carry additional credit or debit cards. Remember that no matter what credit card you are using, it is always best to completely pay off your statement balance at the end of every cycle whenever possible.

However, there are companies that offer cards at nominal rates and those are the ones you should be opting for. This visa gift card balance is accessible with a section from $5.00 to $1,000.00. So you can pick the balance sum according to your financial limit.