Everyone loves receiving and giving gift cards for special occasions. That means that the company gets to pocket $1 out of every $25 gift card purchase at virtually no cost. Your Visa® Gift Card is issued by either MetaBankTM or Sunrise Banks, N.A., 200 University Avenue, St. Paul, MN 55103, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

Visa and Master card gift cards are a safe and convenient alternative to cash, checks, and paper gift certificates. So, no worries about being rejected for one these cards, even if you have been rejected in the past for a checking account. When grandma buys a gift card to The Cheesecake Factory, she exchanges $25 in fungible cash for $25 in-store credit that can be redeemed at a later date.

SunTrust charges $5 to replace a Mastercard gift card. Sign up for Target marketing emails to receive a 10% off coupon for Target purchases by email on your account anniversary. Tucker contacted Target and explained that his gift card was stolen and asked for a new one.

Gift cards available in amounts of $10, $15, $20 or $50. While the Target Visa Gift Card is often thought of as another Vanilla Visa Card, there are significant differences that may throw people off. Mastercard Prepaid Gift Cards are great for holidays, birthdays, graduations and anything in between.

It's not uncommon for the issuers of gift cards to have a "no-replacements-no-matter-what" policy if your gift card is lost or stolen. If you believe your Target® Visa®, mybalancenow Mastercard ®, or American Express® Gift Card has been lost or stolen, you need to notify Visa, Mastercard, or American Express.

The makes the card a little expensive in comparison to credit cards using the 'Average Daily Balance' method. Regardless, even the best gift givers can get it wrong, and sometimes a gift card just misses the mark. You can call their customer service line at any time and as long as you have proper proof of purchase and the serial number you can have the card re-issued.

To activate your card you must pay for the value on the card plus an activation fee of anywhere from $4.95 to $6.95. The activation fee varies depending on the total balance you're looking to put on the card. The denial letter stated that Tucker had been given the card directly from a cash register drawer in the Target store.