One of the most popular ways to earn free gift cards is to answer surveys. But some people complain that the gift cards can be a hassle because they generally limit you to just one store. Earn points on every purchase with 7REWARDS, skip the line with Mobile Scan & Pay, and get delivery in select areas with 7NOW. Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.

This brings us current to today's financial landscape, where Visa and MasterCard have introduced prepaid debit cards, which operate like a hybrid ATM card (minus the bank account) and Gift Card (but the balance can be re-added to). Get 2x Fuel Bucks with the purchase of select shopping and dining cards every day at Food City.

For instance, in California, according mybalancenow to the California Department of Consumer Affairs , effective January 1, 2008, any gift certificate with a cash value of less than $10 is redeemable in cash, which includes currency or check, for its cash value." Check to see whether your state has a similar law.

It is important that you follow these methods as the remaining balance of your card will not reflect on the system of most department stores. Closed loop gift cards are the ones that are merchant specific. On his radio show , Clark shared how he heard a story from someone who went to use a new Visa gift card, but the value had already been emptied.

You can indeed find anonymous prepaid credit cards. You'll get 5% off on all purchases from Target, , and Starbucks cafes located within Target stores, with the exception of the purchases below. If you are interested in purchasing the Target Visa Gift Card, you may purchase it online at or selected Target store.

If you have a car loan, a student loan, a mortgage, two or three - out cards, you are unlikely to be granted another credit card. These types of cards are typically Visa, MasterCard or American Express and can be used anywhere those major credit cards are accepted.